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	<title>The Money Architects &#187; bonds</title>
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	<link>http://bhjadvisors.com/blog</link>
	<description>BLUEPRINTS TO BUILD FINANCIAL SECURITY</description>
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		<title>Returns of diversified investment portfolios – the mirror effect</title>
		<link>http://bhjadvisors.com/blog/2012/01/20/portfolioreturns/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=portfolioreturns</link>
		<comments>http://bhjadvisors.com/blog/2012/01/20/portfolioreturns/#comments</comments>
		<pubDate>Fri, 20 Jan 2012 17:08:21 +0000</pubDate>
		<dc:creator>BH&#38;J</dc:creator>
				<category><![CDATA[Financial planning]]></category>
		<category><![CDATA[Investments]]></category>
		<category><![CDATA[allocation]]></category>
		<category><![CDATA[bonds]]></category>
		<category><![CDATA[diversified portfolios]]></category>
		<category><![CDATA[investment returns]]></category>
		<category><![CDATA[portfolio performance]]></category>
		<category><![CDATA[reutrns]]></category>
		<category><![CDATA[stocks]]></category>

		<guid isPermaLink="false">http://bhjadvisors.com/blog/?p=749</guid>
		<description><![CDATA[Modern Portfolio Theory suggests that diversified investment mixes over time should generate the lowest returns with more conservative allocations to stocks and the highest returns using higher allocations to stocks. Allocations with nearly equal weightings between stocks and bonds should &#8230; <a href="http://bhjadvisors.com/blog/2012/01/20/portfolioreturns/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Bonds less incredible than you think</title>
		<link>http://bhjadvisors.com/blog/2011/10/05/tntoct5/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=tntoct5</link>
		<comments>http://bhjadvisors.com/blog/2011/10/05/tntoct5/#comments</comments>
		<pubDate>Wed, 05 Oct 2011 23:19:37 +0000</pubDate>
		<dc:creator>BH&#38;J</dc:creator>
				<category><![CDATA[Commentary]]></category>
		<category><![CDATA[Investments]]></category>
		<category><![CDATA[bonds]]></category>
		<category><![CDATA[CFP]]></category>
		<category><![CDATA[financial advisor]]></category>
		<category><![CDATA[gary brooks]]></category>
		<category><![CDATA[inflation]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[News Tribune]]></category>
		<category><![CDATA[Tacoma]]></category>
		<category><![CDATA[Treasuries]]></category>

		<guid isPermaLink="false">http://bhjadvisors.com/blog/?p=671</guid>
		<description><![CDATA[Here is Gary Brooks&#8217;s column from the October 5 Tacoma News Tribune.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Stock performance often overcomes credit rating</title>
		<link>http://bhjadvisors.com/blog/2011/08/25/creditrating/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=creditrating</link>
		<comments>http://bhjadvisors.com/blog/2011/08/25/creditrating/#comments</comments>
		<pubDate>Thu, 25 Aug 2011 22:14:33 +0000</pubDate>
		<dc:creator>BH&#38;J</dc:creator>
				<category><![CDATA[Investments]]></category>
		<category><![CDATA[bonds]]></category>
		<category><![CDATA[Brooks Hughes Jones]]></category>
		<category><![CDATA[credit rating]]></category>
		<category><![CDATA[downgrade]]></category>
		<category><![CDATA[financial advisor]]></category>
		<category><![CDATA[investments]]></category>
		<category><![CDATA[markets]]></category>
		<category><![CDATA[stock market]]></category>
		<category><![CDATA[stocks]]></category>
		<category><![CDATA[Tacoma]]></category>
		<category><![CDATA[united states]]></category>

		<guid isPermaLink="false">http://bhjadvisors.com/blog/?p=653</guid>
		<description><![CDATA[The recent Standard &#38; Poor&#8217;s downgrade of the United States credit rating probably drew more negative sentiment than it deserved considering that the reasons for the downgrade weren&#8217;t exactly a surprise. Dr. Bob Froehlich, Chief Investment Strategist at The Hartford, &#8230; <a href="http://bhjadvisors.com/blog/2011/08/25/creditrating/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Stocks undervalued but &#8220;the best house in a bad neighborhood&#8221;</title>
		<link>http://bhjadvisors.com/blog/2011/06/29/stattman/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=stattman</link>
		<comments>http://bhjadvisors.com/blog/2011/06/29/stattman/#comments</comments>
		<pubDate>Wed, 29 Jun 2011 17:15:02 +0000</pubDate>
		<dc:creator>BH&#38;J</dc:creator>
				<category><![CDATA[Investments]]></category>
		<category><![CDATA[allocation]]></category>
		<category><![CDATA[blackrock]]></category>
		<category><![CDATA[bonds]]></category>
		<category><![CDATA[emerging markets]]></category>
		<category><![CDATA[global]]></category>
		<category><![CDATA[investments]]></category>
		<category><![CDATA[stattman]]></category>
		<category><![CDATA[stocks]]></category>

		<guid isPermaLink="false">http://bhjadvisors.com/blog/?p=634</guid>
		<description><![CDATA[We had an opportunity June 28 to listen to Dennis Stattman, senior portfolio manager of the Blackrock Global Allocation Fund, discuss global investment conditions. His quarterly market assessment is interesting because he and his team of analysts manage a go-anywhere &#8230; <a href="http://bhjadvisors.com/blog/2011/06/29/stattman/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Strategic vs. tactical investing, our approach</title>
		<link>http://bhjadvisors.com/blog/2011/04/07/strategictactical/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=strategictactical</link>
		<comments>http://bhjadvisors.com/blog/2011/04/07/strategictactical/#comments</comments>
		<pubDate>Thu, 07 Apr 2011 20:04:59 +0000</pubDate>
		<dc:creator>BH&#38;J</dc:creator>
				<category><![CDATA[Financial planning]]></category>
		<category><![CDATA[Investments]]></category>
		<category><![CDATA[asset allocation]]></category>
		<category><![CDATA[berkshire]]></category>
		<category><![CDATA[bonds]]></category>
		<category><![CDATA[buffett]]></category>
		<category><![CDATA[investments]]></category>
		<category><![CDATA[portfolio]]></category>
		<category><![CDATA[returns]]></category>
		<category><![CDATA[risk]]></category>
		<category><![CDATA[stocks]]></category>
		<category><![CDATA[strategic]]></category>
		<category><![CDATA[tactical]]></category>

		<guid isPermaLink="false">http://bhjadvisors.com/blog/?p=598</guid>
		<description><![CDATA[A growing theme in the investment professional literature revolves around the idea of strategic vs. tactical management of portfolios. Strategic assets, or even individual positions, are generally those that are included at the core of the investment mix regardless of &#8230; <a href="http://bhjadvisors.com/blog/2011/04/07/strategictactical/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Challenges facing bond investors, reasons to hold them</title>
		<link>http://bhjadvisors.com/blog/2011/03/31/bondchallenges/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=bondchallenges</link>
		<comments>http://bhjadvisors.com/blog/2011/03/31/bondchallenges/#comments</comments>
		<pubDate>Thu, 31 Mar 2011 22:25:57 +0000</pubDate>
		<dc:creator>BH&#38;J</dc:creator>
				<category><![CDATA[Financial planning]]></category>
		<category><![CDATA[Investments]]></category>
		<category><![CDATA[bonds]]></category>
		<category><![CDATA[Brooks]]></category>
		<category><![CDATA[corporate]]></category>
		<category><![CDATA[financial security]]></category>
		<category><![CDATA[foreign]]></category>
		<category><![CDATA[Hughes]]></category>
		<category><![CDATA[inflation]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[investments]]></category>
		<category><![CDATA[Jones]]></category>
		<category><![CDATA[Tacoma]]></category>
		<category><![CDATA[Treasury]]></category>
		<category><![CDATA[wealth management]]></category>

		<guid isPermaLink="false">http://bhjadvisors.com/blog/?p=592</guid>
		<description><![CDATA[The following chart from Natixis Investments demonstrates how interest rates impact bond markets, particularly long-term government bonds. Over the past 30 years, generally declining interest rates have fueled bond returns that have easily outpaced inflation (6% real return). But go &#8230; <a href="http://bhjadvisors.com/blog/2011/03/31/bondchallenges/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The total return picture for bonds when interest rates rise</title>
		<link>http://bhjadvisors.com/blog/2011/02/03/totalreturn/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=totalreturn</link>
		<comments>http://bhjadvisors.com/blog/2011/02/03/totalreturn/#comments</comments>
		<pubDate>Thu, 03 Feb 2011 23:55:21 +0000</pubDate>
		<dc:creator>BH&#38;J</dc:creator>
				<category><![CDATA[Investments]]></category>
		<category><![CDATA[barclays]]></category>
		<category><![CDATA[bonds]]></category>
		<category><![CDATA[decline]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[mutual funds]]></category>
		<category><![CDATA[negative]]></category>
		<category><![CDATA[total return]]></category>

		<guid isPermaLink="false">http://bhjadvisors.com/blog/?p=551</guid>
		<description><![CDATA[Extending our thoughts from the 2-part Bond Market Conundrum post of December 22, here is a good visual representation of the fact that total return (income + price appreciation) is important to evaluate bonds and bond mutual funds. When interest &#8230; <a href="http://bhjadvisors.com/blog/2011/02/03/totalreturn/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
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